1. Women In Development (WID) Program
Women In Development Program (WID) comprised of a package program, as follows:
> Group organization
> Women and Child traffic king prevention program
> Gender and Development Program and
> Training program
The main aim of the program is to empower the women through providing required support and services. Women of the poor and poorest families, those have been the members of the USHA BANGLADESH organized groups, are the primary target beneficiaries of the program and other women of the program those are non members, area are the secondary beneficiaries
1.1. Group organization:
The organization mainly works through the group approach: organize target beneficiaries` into groups and reach various development supports and services to beneficiaries through these groups.
The USHA BANGLADESH has organized 60 groups with 1087 Member. The groups have been organized with the women of the poor and poorest families. These groups have been organized during 2000-20018 period. Information on the groups, members and their savings is given below
Information on groups, members and savings
|Upazila||Union||No. of Villages||Groups||Member||Savings Tk|
1.2. Women and Child Trafficking prevention program :
Women and Child Trafficking issue is very much sensitive in our country particularly in boarder-belt area. USHA BANGLADESH activities in the boarder-belt area regarding this issues is significant since inception. Under this project, peoples of the 12 villages are made conscious and aware of women and child trafficking through community meetings, develop program operational skills among the village volunteers. and provide training to the community peoples etc.
|Thana||Union||No. of Village||Muster
1.3. Gender and Development Program (Strengthen Movement to advance Women’s Rights and Gender Equality)
The project is covering 32 villages of Banka, Andolebaria Union and Jibannagar Municipility under Jibannagar upazila. The aim of this program is to develop consciousness and awareness about the gender relation; gender gap and male female equity etc To reach the goal following activities have been carried out
> Early marriages are reduced
> Domestic violence is reduced and violence against women.
> Sexual Harassment is reduced at institutional level.
> Increased number of women making decisions in the political arena.
|School Orientation||Rally and Gathering||National Day ovjervation||Community dialog held||Community meeting||Gender Tr
2. Income Generating Program (IGP)
2.1. Credit support program
Poverty alleviation is one of the important program of USHA BANGLADESH aiming to reduce poverty among poor pro-poor, extreme poor through implementing need based loan by the targeted segments. The group members are provided credit supports for undertaking and operating income-generating activities. The main aim of the credit program is to help the poorest of the poor group members towards alleviate their acute poverty. The group members are provided necessary technical supports for their IGAs.
Credit supports are provided for short term only. Short term is for one year. The group members are normally or mortgage is claimed for the credit supports. Groups pressure is considered as the collateral or mortgage. Credit is channeled to the individual group members through their respective groups.
Claim 14.30% service chares on the credit yearly. The credit is recovered by weekly equal installment. The service charge has been received on Flat method.
Group member themselves selected their Income –generating activities. Field organizers cooperate with group members in selecting the IGA. However in selection of income -generating activities, the several pre set criteria has been maintained
During reporting period a total of Tk. 83,14,000 has been disbursed to 810 group members for undertaking and operating various IGAs and Total Disbursed of Taka 10,69,91,000, Members 11,677. Total Loan Outstanding Tk 70,61,732.
Tread-wise credit support
|Trade||Borrower||Tk distributed||Tk realized||Recovery rate (%)|
|Current||To date||Current||To date|
The group themselves, following the preset selection criteria primarily selects the Credit beneficiaries. This selection is finalized by cross-checking and verification by the organization. However, the group members are helped in selecting the right IGA.
Loan disbursement by year :
USHA BANGLADESH have been providing more loan on IGAs among the beneficiaries comparison to the past year respectively. This is one of the indicator of USHA BANGLADESH acceptance among the beneficiaries. Year wise loan disbursement scenario is given below:
|Trade||Disbursed by year wise|
3. Health Services Program
3.1. Water and Sanitation Program
Waterborne diseases are mainly due to lack of sanitation practices. USHA BANGLADESH vision to form a just society for healthy and enlightened society. The group members and the peoples of the project villages are educated on the use of Safe drinking water and sanitary latrines through training and community meetings and supply of sanitary latrines at reasonable cost basis. During the last one year 200 sets of sanitary latrines have been supplied to the group members and other families of the program villages.
Supply of Sanitary Latrines
|Union||Village||VDC meeting held||Ring Production and Distribution||Slab Production and Distribution|
3.2. HIV/AIDS Awareness Program:
Consciousness programs regarding HIV/AIDS have been attached with the organization Since 2002 with a view to make the young people and group members conscious about the global horror of HIV/AIDS and its impact in Bangladesh.
Provision of HIV/AIDs orientation, Training and Service to young People via Life skill Education and youth Friendly Health Service. During 2018 a number Training courses have been arranged for the young people, condom seller Training. A Total of 1087 Stake holders/beneficiaries, received various training.
4.1. Education Support Program (ESP):
USHA BANGLADESH have been implementing Education Support Program (ESP as a part of Non-Formal Education by the financial and technical assistance of BRAC. A total of 10 (ten) Education Centre with 300 students have been enrolling through the schools. Ages between 8-12 years students attending these schools up-to class Three. Attendance rate is average 98.78%. Statistics of the running schools are given below:
|District||Upazila||Union name||Name of Village||Nos of Centre||Students|
5. Disabled Persons Rehabilitation (DPR)
Bringing disable mainstreaming in the society their social and economic rehabilitation is essential. Being a social organization. USHA BANGALADESH have implementing this program. This program is covering 12 Villages. Aim of this program is to improve the quality of lives of disabled persons in the Program villages. Selected and serving to 42 disabled persons.
Providing a number of supports and services like special education, primary rehabilitation therapy,IGAs,formal educational scopes etc and supplied Aid Materials to the disabled persons.